Don’t expect a nice gift from your insurance agent for Christmas. What a shame, a gift would be nice. You might get a little calendar or a birthday card but that is it. It is called rebating and it is illegal for insurance agents to give gifts. The Alabama Legal Code prohibits rebating. What can you expect from a good insurance agent? One thing a good insurance agent provides is a sense of benevolent community. I remember our insurance agent and his wife visiting us in the hospital on Christmas day twenty years ago, next week, when our youngest child was born. Over the years the calendar took on a different meaning. Instead of being a calendar it was a reminder of friendship.